Regardless of orientation, anyone can benefit from estate planning because it provides protection for loved ones. In the LGBTQIA+ community, estate planning can legally protect against discrimination even if others are reluctant to recognize your relationship and your desire to permit your partner to make decisions for your care should you become unable to. Estate […]
According to some sources, long-term care facilities are underfunded by the government. They lack the resources to do proper inspections of residential health facilities. You may have seen the rating system provided by the Centers For Medicare and Medicaid Services (CMS). CMS awards stars to healthcare facilities on “Care Compare.” The stars are there to […]
There is no one who wants to think they may be incapacitated by illness or trauma. People experience it every day, unfortunately. With this knowledge, many people like to prepare in advance for the kind of treatment they want in the event of cardiac arrest, respiratory failure, stroke, and brain death. Some people would allow […]
Think twice if you believe you will not be able to qualify for Medicaid benefits because of your income or assets. If you currently demonstrate the need for nursing home facility services, you may meet health eligibility rules for a Medicaid waiver program to support the costs of in-home care instead. Each state has a […]
Exactly what are special needs? Individuals with special needs are those who face learning difficulties, behavioral or emotional difficulties, or physical difficulties. For example, individuals with autism, ADHD, Asperger syndrome, Down syndrome, dyscalculia, dyslexia, deafness, blindness, and cystic fibrosis fall into the special needs category, as do cleft lips, missing limbs, and more. The US government […]
Estate planning is a major concern for the older generation, as you might expect, however, a survey found that 19 percent of people over 72 and 42 percent of those between 53 and 71 do not have an estate plan in place. Although managing these details can seem daunting, and even depressing, the task becomes […]
The onset of dementia can lead to a loss of financial security due to the degeneration of your brain function. If you are age 50 or older, easy access to your financial assets like stocks and bonds, checking and savings accounts, money market accounts, and other assets can lead to the loss of these funds […]
On August 14, 1935, the US federal government launched its social insurance program to provide retirement, disability, and survivor benefits. Since that time, in part due to the disappearance of extended family networks, an increase in population, and a profound increase in life expectancy, it has become challenging for the Social Security Administration (SSA) to […]
There is a constant flow of unpleasant news in our world, which is stressful. We also feel stress from injuries and illness. Chronic pain can be especially stressful. So finding ways to release and cope with pain and stress help people live longer, happier lives. Understanding Meditation and Mindfulness Mindfulness is an umbrella term that […]
Rent in assisted living facilities can range from $2,000 to $5,000 per month. Depending on what type of care your loved one needs, assisted living can be the most affordable solution when compared to a nursing home ($5,000 to $10,000 or more per month) or long-term in-home care. If closely monitored medical supervision is not […]
There are many legal issues affecting older or disabled individuals that fall under elder law. Attorneys who practice elder law advocate for and create legal plans to assist seniors, and their loved ones, in living better lives. Elder law may include planning for retirement, Social Security, Medicare and Medicaid, long-term care planning, estate planning, guardianships, […]
Banking and payment of bills can become more difficult with age, but incapacity by accident or illness can strike anyone at any age, posing the same challenges. Incapacity is not just about mental cognition, accident, or illness. You may have a loved one who cannot drive themselves to the bank or has a distinct visual […]